Check
January 2021
February 2021
Image Exchange Rules and Agreements: ECCHO Rules
Tue
23
2021
February 23, 2021
1:00-2:30PM
Webinar, NCP Prep
March 2021
April 2021
ABC's of the ICL (Image Cash Letter)
On-Demand
Nearly 13 billion transit check images were exchanged across the U.S. in 2015. Images follow nationally accepted X9 formatting standards. And when grouped into ICLs (image cash letters), the standard format is the X9.100-187 standard. Who is X9 and what are these standard formats? What makes up an image cash letter and what does it actually look like? Select this session and learn from the experts!
Achieving Your NCP / Program Overview and Study Tips
On-Demand
Achieving the NCP (National Check Professional) accreditation demonstrates your expert level of understanding of the check payments landscape, boosting your payments profile within the banking industry. NCPs demonstrate a working knowledge of every significant aspect of the check payment system. This session will explain what it means to be an NCP, and include an overview of the accreditation and exam process. This course is free to SFE members.
Check & RDC Risk
On-Demand - NCP Credits 1.2
Check processing has changed over the past several years and so has your risk. Image Exchange, Remote Printing, Alternative Clearing Networks and now Mobile Remote Deposit Capture have altered the landscape of this vital network. Regulation CC, ECCHO Rules, OC-3 and other important rules and regulations related to check processing have changed as well. This webcast provides an overview of these rules and these new risks, and more importantly, practices you can implement to mitigate those risks.
Check Image Exchange 3 Part On-Demand Session
If you work with check image exchange and need a deeper understanding, or if you are studying for the National Check Professional Certification (NCP), this 3 part course is intended for you. The instructor, Angie Smith, is one of the most knowledgeable individuals in the U.S. on this topic. This is a fast-paced and comprehensive workshop covering all of the material necessary to become a check professional. Real-life scenarios are provided to assist the participant in relating the training to daily tasks. With recent amendments to Regulation CC and Regulation J, and new indemnities in Regulation CC, there may be risk to institutions that are not current on these topics. This 3 part course is intended to cover all material necessary for the NCP exam, to address knowledge gaps in check payments and the related rules and regulations. If you have an intermediate to advanced background in checks and image exchange, this course will build on that knowledge and take you to the next level.
Each Part is 6 hours.
NCP/APRP Continuing Education Credits 17.9
Products:
554 - Check/Image Flashcards
567 - CheckPro™ (CD)
567OL - CheckPro™ (Online)
654 - Check Quick Reference Cards
Check Returns & Adjustments (2 Part Series)
On-Demand - NCP Credits 1.2 Each Session
Understanding which rules or agreements apply is an important consideration in knowing what is required to resolve a check return or adjustment entry. Some of the questions you must be able to answer are, Will this be a Return or an Adjustment?, What time frames apply?, Will the item be handled via a private exchange or through the Federal Reserve?, and Are my rights based on Regulation CC, ECCHO rules or Federal Reserve rules? Join us for this informative webcast and find out.
Check Rules & Regulations
On-Demand - NCP Credits 1.2
Understanding your rights and liabilities is important when considering which rules or agreements to apply to a check. Is the item the original or a substitute check? Will the item be handled via a private exchange or through the Federal Reserve? Are there any differences between ECCHO rules and OC-3 when it comes to the specific rights for your financial institution? Join us for this informative webcast and find out.
Checks 101
On-Demand - NCP Credits 1.2
This interactive course provides an excellent base of knowledge for those new to the check payment system. Checks 101 introduces the learner to the check payment system, the participants, the different types of checks, how the system works, legal framework and more!
eCheck Applications
On-Demand - AAP Credits 1.2
eCheck Applications is a comprehensive overview of the ACH rules governing check conversion. We will discuss each participant's rights, responsibilities and obligations. We will also discuss operational procedures, return options and how you can explain these items to consumers. In addition, we will discuss the ODFI/Originator requirements specific to the various check conversion options and check conversions' distinguishing characteristics from Remote Deposit Capture.
Essentials of Checks
On-Demand - NCP Credits 1.2
Join us for this informative webcast as we discuss the basics of topics like Mobile Remote Deposit Capture and Remotely Created Checks. Now more than ever, it is important to understand how a paper item becomes an image and an image becomes an Image Replacement Document. This is a basic overview of checks and is intended for individuals new to check operations, front line staff and individuals wanting to learn more about checks.
Learning to Navigate the FFIEC Guidance
On-Demand
When you think of the FFIEC guidance, do you think about remote deposit capture, information security, retail payments guidance and more? Join this workshop and let the experts walk you through they key points of the various guidance documents and booklets to enable you to more easily navigate the FFIEC to support your organization.
Mobile & Consumer Capture Risk
On-Demand - AAP Credits 1.0
Consumer and Mobile Remote Deposit Capture is the fastest growing trend in a rapidly changing industry. If you offer this product now or plan to offer it in the near future, attend this important webcast and learn about the potential risks and how to mitigate them.
Mobile RDC Considerations: RDC and the Real World
On-Demand - AAP/NCP Credits 1.8
What happens when you move to an all-image exchange environment? Consider the shift in how payments are initiated today. Check deposits can come into the banking system through many different channels including remote deposit capture of original checks at the branch, via image-enabled ATMs, and via a mobile device. Learn about real world examples and how RDC is changing the way we do our banking today. 90 Minute Session
Payment Strategies
On-Demand
Faster Payments - what does that mean to you? Join us for an informative overview of the new Federal Reserve initiative "Strategies for Improving the U.S. Payment System" or how to achieve faster payments in the U.S. payments systems. Learn about the task force discussions underway and what impact this may have on your financial institution or business in the future.
90 Minute Session
RDC & The Regulatory Environment
On-Demand - AAP Credits 1.2
As all types of Remote Deposit Capture (RDC) grow in popularity, effective risk management practices that comply with amplified regulator expectations must be a priority. Zero in on the key components of the FFIEC's Guidance on RDC Risk Management, including how to apply the Guidance to specific situations, garner tips and actionable suggestions for how to prepare for your next examination and review appropriate responses to examiner and other financial institution challenge questions. Timely RDC issues and common concerns will also be addressed.
Remote Deposit Capture Series (Part 1 of 3)
On-Demand - AAP Credits 1.2
Remote Deposit Capture can take many forms: Branch/ATM, business/merchant or consumer/mobile. Whatever the flavor, FFIEC guidance requires you to develop a RDC Risk Management Review. These sessions go over the steps to develop an assessment: planning, risk identification, controls, measurement and monitoring. Next, we'll look at critical issues: vendor due diligence, client suitability, training and security. These 3-part sessions will give you a better understanding of what regulators are looking for.
Remote Deposit Capture Series (Part 2 of 3)
On-Demand - AAP Credits 1.2
Remote Deposit Capture can take many forms: Branch/ATM, business/merchant or consumer/mobile. Whatever the flavor, FFIEC guidance requires you to develop a RDC Risk Management Review. These sessions go over the steps to develop an assessment: planning, risk identification, controls, measurement and monitoring. Next, we'll look at critical issues: vendor due diligence, client suitability, training and security. These 3-part sessions will give you a better understanding of what regulators are looking for.
Remote Deposit Capture Series (Part 3 of 3)
On-Demand - AAP Credits 1.2
Remote Deposit Capture can take many forms: Branch/ATM, business/merchant or consumer/mobile. Whatever the flavor, FFIEC guidance requires you to develop a RDC Risk Management Review. These sessions go over the steps to develop an assessment: planning, risk identification, controls, measurement and monitoring. Next, we'll look at critical issues: vendor due diligence, client suitability, training and security. These 3-part sessions will give you a better understanding of what regulators are looking for.
The FFIEC and Guidance for Remote Deposit Capture
On-Demand
This session focuses on the FFIEC guidance in general, the purpose of the Retail Payments guidance and specifically the updated guidance from Jan-2009 regarding remote deposit capture risk. Recommended components for RDC agreements are discussed as well as mobile RDC considerations. Recent enforcement cases relative to RDC are presented with accompanying legal analysis.
Understanding Remotely Created Checks
On-Demand - AAP Credits 1.0
Remotely Created Checks are often viewed as the "ugly step sister" of the check world, but they still fill an important and vital role in payment processing. To limit your liability associated with these items, it is important to understand your rights and responsibilities both as a Paying Bank or the Bank of First Deposit. This webcast will discuss these items in detail and walk you through the transaction from authorization through the adjustment process.
