ACH

So You Think You Want To Become an AAP?

On-Demand

Have you considered becoming an Accredited ACH Professional (AAP)? This one-hour recorded webinar introduces the Accredited ACH Professional (AAP) credential and explains the value it brings to your career and organization. You'll learn what the exam covers, how it's structured, and what steps to take to prepare.

The AAP exam is offered in the fall. Use this session to start your preparation with clear guidance and practical tips.

ACH Basics (3 Part Series)

On-Demand - AAP Credits 1.8 Each Session

This three-part series focuses on the basics of ACH, including the history of the network, defining the parties of ACH transactions, their roles and responsibilities, and the transaction flow and settlement process. In addition, we will cover all aspects of exception item processing, including your options in handling unauthorized transactions, stop payments and revoked authorizations. This is a basic overview of ACH and intended for individuals new to ACH operations and frontline staff.

ACH Exception Processing

On-Demand - AAP / APRP Credits 1.8

Get a clear understanding of ACH exception processing and how non-compliance can lead to rule violations and customer frustration. This webinar covers reclamations, returns, and NOCs, including tips to limit liability.

ACH Operations for the RDFIs

On-Demand - AAP / APRP Credits 1.8 Each Session

RDFIs do not have the same burdens as ODFIs, but a mistake can be costly and time-consuming. This webinar shares how ACH entries are received, settled, and returned, as well as RDFI obligations.

ACH Return Reason Code Explained

On-Demand – 1.5 hours - AAP/APRP Credits 1.8

With 70 different Return Reason Codes utilized in the ACH Network, it can be challenging to stay on top of what the most appropriate Return Reason Code is to use in a given situation. Which return reason codes require a Written Statement of Unauthorized Debit (“WSUD”)? How many days do we have to process a return? What about the Return Reason Codes that have unusual time frames that don’t fall into the standard or extended return time frames? This session will answer all these questions and more, including an overview of dishonored returns, contested dishonored returns, and returns that are processed by the ACH Operator or Gateway. This session is ideal for both treasury management and ACH operations staff who are newer to their role, or experienced staff looking for a refresher on the fundamentals of Return Reason Codes.

Continuing Education Credits: 1.8 AAP/APRP CECs

Federal Government Payments

On-Demand - AAP / APRP Credits 1.0

Handling Federal payments can be challenging. This webinar will focus on enrollments, ACH payment processing, Death Notification Entries (DNE), and reclamations.

Nacha Operating Rules Enforcement Process

On-Demand - AAP / APRP Credits .6

Do you send NOCs without any results? Should you get Nacha involved? This training event will cover Appendix 9 in the Nacha Operating Rules to clarify when and how to file a report. A discussion of Nacha Arbitration and Compensation Rules will be included.

Putting On Your ODFI Hat - Two-Part On-Demand Sessions

On-Demand – 3 hours - AAP/APRP Credits 3.6

What are the responsibilities for an ODFI? What are the duties of Originators? Are both in compliance with the Rules? Join us for a thorough review of ODFI compliance and receive a better understanding of what it means to be an ODFI.

3.6 AAP/APRP Continuing Education Credits

Regulation E vs. ACH Friends or Foes?

On-Demand - AAP / APRP Credits 1.2

ACH Rules for the return of an unauthorized debit and your requirements to investigate an error don’t always align under Regulation E. This webinar will help ensure your procedures comply with Regulation E and how to use the ACH Rules to mitigate risk.

So You Think you Want to be an APRP?

On-Demand

Are you thinking about becoming an Accredited Payments Risk Professional? Accreditation gives you valuable knowledge needed in today’s ACH environment. Sign up for this free webinar to learn how to successfully prepare for the APRP exam and how to maintain your accreditation once you’ve passed! A synopsis of SFE’s upcoming Study Program will also be provided.

The Payments Horizon: What's New and What's Next in 2025

On-Demand – 3 hours - AAP/APRP Credits 3.6

SFE's annual Payments Update training, focusing on recent Nacha ACH Rule Changes and upcoming developments in the payments landscape.

Key Topics:

1. Nacha ACH Rule Changes: Understand the recent and upcoming amendments aimed to reduce the incidence of successful fraud attempts and improve the recovery of funds after fraud has occurred. Tabbing the 2025 Nacha ACH Operating Rules and Guidelines is included to help you understand where to locate the rules and compliance requirements.
2. Regulation CC Updates: Learn about the amendments taking effect on July 1, 2025, which increase certain dollar amounts based on inflation and require system changes and change-in-terms notices to customers.
3. Instant Payments Rails: Get updates on FedNow and RTP, including essential topics for organizations participating in or preparing to implement these new payment systems.

A “basic” level of ACH knowledge is required.

Who Will Benefit:

• ACH Operations Staff
• ACH Managers
• Audit/Compliance Personnel
• Cash Management Sales & Relationship Officers
• Compliance/Risk Officers
• Customer/Member Services Personnel
• Electronic Payments Professionals
• AAPs & APRPs

3.6 AAP/APRP Continuing Education Credits

Pricing Per Person/Access