ACH

So You Think You Want To Become an APRP?

On-Demand

Have you considered becoming an Accredited Risk Payments Professional (APRP)? This one-hour recorded webinar introduces the Accredited Risk Payments Professional (APRP)  credential and explains the value it brings to your career and organization. You'll learn what the exam covers, how it's structured, and what steps to take to prepare.

The APRP exam is offered in the fall. Use this session to start your preparation with clear guidance and practical tips.

2026 Payments Landscape: Navigating Payment Innovations

On-Demand – 2 hours - CEUs: 1.8 AAP, APRP, AFPP

The ACH rule changes are approaching quickly. Is your organization prepared?

• Fraud Monitoring by Originators, Third-Party Service Providers/Third-Party Senders and ODFIs
  (Effective in 2 Phases, March 20, 2026 and June 19, 2026)
• RDFI ACH credit monitoring (Effective in 2 Phases, March 20, 2026 and June 19, 2026)
• Standard Company Entry Descriptions – Payroll and Purchase (Effective March 20, 2026)

Explore essential updates on Nacha’s 2026 Fraud Monitoring rule changes, upcoming ACH rule revisions, and the impact of emerging payment technologies, digital currencies, shifting consumer behaviors, and evolving regulatory landscapes. This workshop offers step-by-step compliance guidance with key deadlines, equipping payment professionals, fintech leaders, and financial innovators to stay ahead of industry changes. Secure your spot to gain practical strategies and actionable insights for navigating the future of payments.

CEUs: 1.8 AAP, APRP, AFPP

ACH Advanced Rules and Compliance: Ensuring Operational Excellence

On-Demand – 3 hours - AAP/APRP Credits 3.6

Understanding the ACH Rules is crucial for resolving ACH issues, minimizing risk, ensuring compliance, and creating streamlined operations. This two-part virtual on demand workshop provides a thorough review of the ACH Rules, including the detailed structure of ACH files. It is designed for ACH Operations Staff, Compliance Officers, Auditors, Project Managers, and individuals preparing for the Accredited ACH Professional (AAP) exam. Participants will gain comprehensive knowledge to enhance their ACH operations and ensure adherence to regulatory standards.

ACH Basics: The ABCs of ACH

On-Demand: 1.5 Hours - 1.8 CEUs AAP/AFPP/APRP

This ACH Fundamental training provides a foundational overview of the Automated Clearing House (ACH) Network, focusing on its role in facilitating secure, efficient electronic payments between banks, businesses, and consumers. The session covers the structure of the ACH system, key participants (such as Originators, Receivers, ODFIs, and RDFIs), types of transactions, and the end-to-end payment cycle from initiation to settlement.

Participants learn about compliance requirements, including Nacha Operating Rules and Regulation E, as well as best practices for risk management and dispute resolution. The training also introduces standard ACH terminology and SEC codes, and emphasizes practical, real-world applications such as payroll, vendor payments, and consumer transfers, highlighting the importance of secure and efficient transaction handling.

This training is recommended for employees new to ACH operations, staff responsible for ACH processing who need a refresher, and compliance or risk management personnel who must maintain operational effectiveness and ensure regulatory compliance.

Presenter: 

Danita Moss, AAP, NCP, SVP - Payments Education

Southern Financial Exchange 

Understanding ACH Exceptions: A Guide for ODFIs and RDFIs - Two-Part Series

On-Demand – 3 hours - AAP / APRP Credits 3.6

Join us as we delve into the critical processes of managing ACH exceptions, addressing key challenges faced by both Originating Depository Financial Institutions (ODFIs) and Receiving Depository Financial Institutions (RDFIs). This guide covers essential topics such as:

• Processing Returns: Explore the procedures for handling ACH returns, including the roles and responsibilities of ODFIs and RDFIs in managing these transactions.
• Notifications of Change (NOCs): Understand how NOCs are used to inform originators of changes in customer bank account information, ensuring accurate and efficient ACH transactions.
• Prenotifications: Learn about the importance of prenotifications in validating routing numbers and account numbers before initiating live ACH transactions.
• Exception Item Processing: Gain insights into the handling of exception items, including excused delays, stop payment orders, unauthorized debit forms, reversals, recalls, and rejects.

This comprehensive training aims to provide ODFIs and RDFIs with the knowledge and tools necessary to navigate the complexities of ACH exceptions, ensuring compliance with Nacha rules and maintaining the integrity of the ACH network.

ACH Operating Rules (2 Part Series)

On-Demand - AAP / APRP Credits 1.8 Each Session

Get a good understanding of the Nacha Operating Rules and its many articles and appendices. This two-part webinar series will teach the confidence and skills needed to navigate the many rules and obligations.

ACH Policies & Procedures (2 Part Series)

On-Demand - AAP / APRP Credits 1.2 Each Session

Keeping current with ACH-related requirements can be a challenge. Regulators at both state and federal levels may require board-approved policies to define the scope, strategy, and risk tolerance of an organization’s ACH service. Good procedures can reduce your exposure to risk. This two-part webinar series will put you on a path to developing your own ACH policies and procedures..

ACH Readiness Briefing Session # 2: March 17, 2026

On-Demand – (15 Minutes) .3 CEUs AAP/AFPP/APRP

Preparing for the 2026 Nacha ACH fraud monitoring rule changes requires more than awareness — it requires operational clarity. The ACH 2026 Readiness Brief is a focused, biweekly discussion designed to help financial institutions navigate implementation decisions, examiner expectations, and evolving ACH fraud trends in 15 minutes or less. 

Session 2 Questions addressed:

• Phase 1 for March is based on volume of 2023. Is the volume based on dollar amount or number of ACH transactions?
• Other than the institution requirements to determine if a financial institution falls under March or June dates, are there any different requirements for each date. Example: Due to the volume, my institution falls under March but are there any additional requirements that I will need to follow in June.  Are the March and June requirements the same?
• Does NACHA have any templates for updates to existing agreements?

Presenters:

Danita Moss, AAP, NCP, SVP Payments Education - SFE

Starr Largin, SVP, Sales - Finovifi

ACH Readiness Briefing Session #4: April 14, 2026

On-Demand –(15 Minutes) .3 CEUs AAP/AFPP/APRP

Preparing for the 2026 Nacha ACH fraud monitoring rule changes requires more than awareness — it requires operational clarity. The ACH 2026 Readiness Brief is a focused, biweekly discussion designed to help financial institutions navigate implementation decisions, examiner expectations, and evolving ACH fraud trends in 15 minutes or less. 

Session 4 Questions Addressed: 

• How should we monitor Reversals/Returns? Just high velocity or something else? 
• Do we need to track the various return codes as well? (R01, R02, etc.)
• How should we monitor for Notice of Change (NOC) transactions? 
• How should we score IAT transactions? All high risk tier?

Presenters:

Danita Moss, AAP, NCP, SVP - Payments Education - SFE

Carrie Brasfield, Finovifi

.3 CEUs AAP/AFPP/APRP

ACH Readiness Briefing Session #6: May 13, 2026

On-Demand – (15 Minutes) .3 CEUs AAP/AFPP/APRP

Preparing for the 2026 Nacha ACH fraud monitoring rule changes requires more than awareness — it requires operational clarity. The ACH 2026 Readiness Brief is a focused, biweekly discussion designed to help financial institutions navigate implementation decisions, examiner expectations, and evolving ACH fraud trends in 15 minutes or less. 

Session 6 Questions Addressed: 

• What are the expectations for Receiving Depository Financial Institutions for Fraud Monitoring?

•  Provide tips for Originators to comply with the Nacha Fraud Monitoring Rules.

•  What is the retention timeframe for fraud monitoring documentation?

•  What are the consequences of not conducting Fraud Monitoring?

Presenters:

Danita Moss, AAP, NCP, SVP - Payments Education - SFE

Starr Largin, SVP, Sales, Finovifi  

.3 CEUs AAP/AFPP/APRP

Power Hour - Unlocking Instant Payments: Opportunities & Action Steps

On-Demand

Unlocking Instant Payments: Opportunities & Action Steps

There’s no end to use cases for instant payment, but when it comes down to it, how do you execute on these ideas and bring real value to your institution and customers. In this session, we’ll dig into blueprints to how you can unlock revenue, increase profitability and net promoter scores by taking small steps approach to implementing use cases. You’ll learn how to identify hidden demand for instant payments.  We'll cover a variety of use cases that demonstrate how to maximize these opportunities, such as:

- A2A transactions

- real estate, automotive and other loans

- improving operational efficiencies and reducing your risks using instant payments

Join the Federal Reserve for a discussion that will equip you with a practical blueprint for rolling out instant payment capabilities, helping to expand on sending capabilities by making minor adjustments that can deliver powerful results

Presenter:

Stephanie Miracle, MBA, AAP

Director, FedNow Service Product Management

Federal Reserve Bank of Boston

Introduction to ACH

On-Demand - AAP Credits 1.8

As an introduction to ACH, this webinar will cover the essentials, including a brief history, how the transactions flow and settlement process works, and various standard entry class codes. This class is designed for new ACH operators, front-line staff, and anyone interested in learning more about ACH.

Navigating ACH Tax Refund Challenges

On-Demand

Subscribe to our annual ACH Tax Refund Update Session. Tax Refund deposit payments always present challenges for posting and handling exceptions. ACH Rule requirements and best practices when working with these types of deposits are shared. 

1.8 AAP/APRP Continuing Education Units

Power Hour: ACH Volume Reporting Alternatives with Affirmative

On-Demand: CEUs: 1.2 AAP/APRP

With SFE preparing to sunset its ACH Volume Reporting service, many financial institutions are evaluating the best path forward. Whether you’re seeking a direct replacement or aiming to level up your ACH oversight, this session will help you explore smarter, more strategic alternatives.

Join SFE and the Affirmative Team to learn how our modern platform delivers more than just volume totals, offering dashboards, automated alerts, and strategic insights that act as a force multiplier for your operations and risk teams.

What You’ll Learn:

• What sets Affirmative’s solution apart: volume data plus actionable analytics
• How Affirmative supports compliance with OCC guidelines and Nacha rules, including the upcoming 2026 changes
• How our platform strengthens risk management with Originator dashboards, risk ratings, and return rate alerts
• How clients use our insights to uncover growth opportunities and optimize treasury relationships

If your team is preparing for this reporting shift or just looking to get more value from your ACH data, this is a session you won’t want to miss.

CEUs: 1.2 AAP/APRP

Please Note: All digital purchases are final.

Putting On Your ODFI Hat - Two-Part On-Demand Sessions

On-Demand – 3 hours - AAP / APRP Credits 3.6

What are the responsibilities for an ODFI? What are the duties of Originators? Are both in compliance with the Rules? Join us for a thorough review of ODFI compliance and receive a better understanding of what it means to be an ODFI.

3.6 AAP/APRP Continuing Education Credits

Regulation E vs. ACH Friends or Foes?

On-Demand - AAP / APRP Credits 1.2

ACH Rules for the return of an unauthorized debit and your requirements to investigate an error don’t always align under Regulation E. This webinar will help ensure your procedures comply with Regulation E and how to use the ACH Rules to mitigate risk.

So You Think You Want to Become an AAP?

On-Demand

Are you thinking about becoming an Accredited ACH Professional? Accreditation gives you valuable knowledge needed in today’s ACH environment. Sign up for this free webinar to learn how to successfully prepare for the AAP exam and how to maintain your accreditation once you’ve passed! A synopsis of SFE’s AAP Exam Prep Program will also be provided.

The Rules Have Changed. Have You?

On-Demand – 1.5 hours - AAP / APRP Credits 1.8

The Nacha Operating Rules are being updated to keep up with changing fraud tactics and help the industry fight back. Are you prepared to identify credit-push fraud, protect your customers, and stop fraudsters? Participating in this session will help your organization prepare for the upcoming changes.

Speakers: 

Jordan Bennett, AAP, APRP, Senior Director, Network Risk Management ,Nacha

Diana Gunn, AAP, APRP, President/Chief Operating Officer, EFT BOP, LLC