04/09/2025

Nacha Seeks Comments on Proposals on IAT & Related Topics

Nacha recently issued a Request for Comment (RFC) on seven proposals to amend the Nacha Rules.

1. The first five pertain solely to International ACH Transactions (IATs), while two other proposals directly relate to IATs but also cover other types of ACH transactions.
2. Nacha is also requesting comment on 10 specific “IAT/not IAT” scenarios to be added to the Nacha Operating Guidelines related to e-commerce marketplace processing.
3. Finally, the package also includes a request for industry feedback on other topics related to IATs that could serve as the basis of future rules proposals.

These topics generally concern the quality and formatting of data contained in IATs. Responses are due May 30, 2025. 

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