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10/21/2025

Back to Basics: Strengthening Our Frontline with Check Handling Essentials

As digital payments continue to grow in today’s financial environment, checks remain an active — and vulnerable — form of payment. Fraudsters are well aware that industry training has shifted its focus away from checks, making them a prime target for exploitation. That’s why it's more important than ever to return to the fundamentals and ensure our frontline staff are well-trained in proper check-handling procedures.

Check handling may seem elementary in today’s tech-driven world, but errors in this area carry significant risk. A solid understanding of check fraud prevention — including legal responsibilities under the Uniform Commercial Code (UCC) — helps protect both the institution and the customer.

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