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09/25/2025
Credit Unions Bet on Stablecoins to Keep Members … and Liquidity
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When it comes to digital assets, credit unions (CUs) and regional banks are entering an “act now” moment.
The point isn’t to turn community institutions into crypto startups. It’s to make digital asset capabilities feel like just another account type or collateral class in the core system. Think: something staff can service and auditors can recognize.
Some are moving fast to embrace that moment. St. Cloud Financial Credit Union (SCFCU), a Minnesota community lender, plans to launch its own stablecoin, Cloud Dollar (CLDUSD), by the end of the year. The digital asset will be native to the Metal blockchain from Metallicus and rely on software from DaLand for integration to the credit union’s banking core.
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